How do we work out your Local Council Tax Support?
To work out your Local Council Tax Support, we must compare the money you have coming in each week with the money you need to live on.
The Local Council Tax Support application form you fill in asks all the questions that we need answered to work out if you qualify for support.
How much Local Council Tax Support you get depends on:
- Your savings, money you have coming in, money you need to live on, council tax you pay and any other adults who may live in your home.
- If you have a partner, we must also take account of their personal details.
If you and/or your partner are of working age and have saving and investments totalling more than £6,000 you might not get Local Council Tax Support.
If you and/or your partner are of pension age and have savings and investments totalling more than £16,000 you might not get Local Council Tax Support.
For pensioners £10,000 is disregarded and for every £500 we must add £1 onto your weekly income. We ignore any actual interest your savings earn.
How much money you have coming in
The money you and your family have coming in may be earnings or unearned income, such as social security benefits or a pension from work.
We can ignore certain parts of your income, such as Disability Living Allowance or War Pensions. However, you must still tell us about them.
How much money you need to live on
Our local Local Council Tax Support scheme sets the minimum level of income you must have after paying your rent. This is called your applicable amount. Your applicable amount is made up of Personal Allowances and Premiums.
Personal Allowances depend on:
- your age
- whether you are single or have a partner
- how many dependent children you have and their age
Premiums recognise that some people have special or extra needs, such as:
- elderly people
- people with a disability
- carers - people who look after sick and disabled people
We add the personal allowances and premiums together to give the amount of money you need to live on. We cannot alter them.
The amount of council tax you pay
The amount of council tax you have to pay is shown on a council tax bill, which the council will send you. The bill will show you the gross council tax and any discounts or reductions that you are entitled to. If you are already getting Local Council Tax Support, this will be shown as a reduction on your bill.
Working out your Local Council Tax Support:
Maximum Local Council Tax Support
The amount of Local Council Tax Support paid can in certain circumstances be up to the total of your council tax bill. However, the actual amount you will receive depends on:
- the council tax valuation band that your home is in,
- other adults who live with you. If you have other adults living in your home, they may be expected to pay something towards the council tax.
The rules say we must make fixed deductions from the net council tax. In some situations, no deductions are made. If you would like more information please contact us, using the details at the bottom of the page.
If you get Income Support, ESA (IR), JSA (IB) or Pension Credit (Guarantee Credit), you will get help with all your eligible council tax, less any deduction for other adults living with you.
If you don't get Income Support, ESA (IR), JSA (IB) or Pension Credit, we compare your weekly income against your applicable amount. If your income is less than your applicable amount, we help with all your eligible council tax, less any deduction for other adults living with you.
If your income is more than your applicable amount, the help we give with your eligible council tax (less any deduction for other adults) goes down on a sliding scale of 20p for each £1 difference.
Second adult rebate
If you are a pensioner and you do not get Local Council Tax Support in your own right, you may be able to get a Second Adult Rebate.
If you have someone over 18 who is sharing your home and:
- is not paying your rent
- is not your spouse or partner
- does not have to pay the council tax
- has a low gross income
you may be able to claim a rebate for that person. We do not count your own income and savings for this.
For example, if you are single and have to pay council tax and a relative comes to live with you, you may be able to claim a Second Adult Rebate for him or her.
If you qualify for Second Adult Rebate and Local Council Tax Support, we compare the two amounts and award you the higher one. We will tell you when we do this.
- Local Council Tax Support
- What is Local Council Tax Support and how has it changed?
- Who can claim Local Council Tax Support?
- How do I claim Local Council Tax Support?
- What if I disagree with the way you work out my Local Council Tax Support?
- How do we pay Local Council Tax Support?
- What is a discretionary payment?
- Other financial help?
- Apply for benefits online
- Benefits calculator
- Housing benefit, frequently asked questions
- Universal Credit
- Help with Council Tax