Mortgage repossession or bankruptcy
What you need to know
Reductions for repossessed properties
A property that's unoccupied because it's been repossessed by a mortgage lender is exempt from council tax. This means you do not have to pay council tax for the property.
Properties that are unoccupied due to personal bankruptcy
A property is exempt from council tax if it is unoccupied because the person who must pay council tax has been made bankrupt. The liability for their debt has passed to a trustee in bankruptcy. This means you don't have to pay council tax for the property.